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State of Oregon: Laws and rules - Laws and rulesHowever, our earlier thesis would suggest subprime auto may be too narrow a lens to view the debate. This is not just a theoretical issue, but perhaps a problem already.
What Are the Best Life Hacks You've Learned From Fiction?In our view, the root causes of the rise in delinquency rates can be traced back to US consumer income inequality and aggressive easing in lending conditions, primarily from non-bank lenders. For the financial sector that means more loan growth, and many less regulated, non-bank financial intermediaries have happily filled the void, incentivized by low interest rates that help sustain a lower cost of capital for themselves and lower funding costs for their borrowers.
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